1. Reflective Questions & Response
  2. It Costs How Much - computer
  3. Reality Check & Response
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1 Name:
2 In the space provided, reflect on what you learned & respond to the following questions based on the teacher presentations.
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4 Question: Response:      
5 Describe the difference between a checking & savings account and why utilizing them would be a safer way to manage your money.      
6 Describe one strategy you could use to make sure you do not “bounce a check.”      
7 Describe a strategy you would use to steadily increase the amount of money in your personal savings account.       
8Describe how following the three “C’s” of credit would allow you to develop a solid personal credit record.       
9 Describe your personal thoughts on the idea that you will make more money throughout your life by completing a post-secondary degree at a 2-year, 4-year, or technical college.      
10 Describe a specific example for both an advantage & disadvantage of owning and using a credit card.       
11 Describe one strategy for both maintaining a positive credit record and use credit cards wisely.      
12 Describe the benefit of having insurance & give at least one specific example.      
13 Based on your understanding of financial well-being, reflect on its importance as it relates to your future.       
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7 In this activity, you will research the cost of furnishing your assigned section of a one bedroom, one bath apartment. To determine costs, use either sale advertisements from your local newspaper or research online shopping sites.
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9 Room or Area Item Estimated Price Retailer
10 Bedroom Bed
11 Dresser
12 Nightstand
13 Pillow
14 Sheets
15 Blanket
16 Lamp
17 Total: $0.00
18 Bathroom Towels
19 Shower curtain
20 Rug
21 Toiletries (soap, shampoo, toothpaste)
22 Total: $0.00
23 Living Room Couch or chair
24 Table
25 Lamp
26 Telephone
27 TV
28 Stereo
29 Total: $0.00
30 Dining Room Table and chairs
31 Total: $0.00
32 Kitchen Dishes
33 Pots and pans
34 Silverware
35 Utensils
36 Glasses
37 Dishtowels
38 Appliances
39 Total: $0.00
40 Cleaning Supplies Broom and dust pan
41 Mop
42 Vacuum
43 Trash cans
44 Sponges
45 Cleaning products (409, Windex)
46 Toilet bowl brush
47 Laundry detergent
48 Total: $0.00
49 Paper and Storage Products Paper towels
50 Toilet paper
51 Napkins
52 Kleenex
53 Garbage bags
54 Aluminum foil
55 Plastic wrap or bags
56 Total: $0.00
57 Extras Pictures
58 Other decorations
59 Extra electronics
60 Extra kitchen appliances and gadgets
61 Iron
62 Total: $0.00
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64 As a group, what was your reaction to the cost of everyday living? Describe what you learned & what you can do to manage your future expenses.

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 ABCDEF
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2 Step 1: Log in to WOIS (http://www.wois.org/ )
3 Step 2: On the left-side menu, click on Junior High/Middle School
4 Step 3:Click on Reality Check
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6 Step 5:On the next screen with the drop-down window, select Seatte-Everett-Bellevue.
7 Step 6:In the next window, & navigate to your desired, future occupation & click Monthly Expenses.
8 Step 7:Continue through the Reality Check by pressing the next button until you complete the activity.
9 Step 8:When you are finished take a screenshot of your final expenses & paste it in to the designated area then enter your response in the space provided.
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15 My Reality Check:
16 Reality Check Screenshot Describe how your perceptions of your potential earlings for the selected occupation changed as a result of determining your monthly expenses.
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